The Firm handles a wide range of collection matters for Creditor clients. Our goal is to move quickly and cost effectively to recover a Creditor’s money. We also make every effort to determine if an account is collectable so that the Creditor client can make an early decision to abort a collection effort against an uncollectible debtor at minimal cost. Speed and cost of collection are of greatest importance to Creditor clients, and Finger & Fraser, P.A. works diligently to minimize both in seeking the desired result for the client. We have the flexibility to structure our fees to meet the client’s needs and are willing to pursue collections on either hourly basis or on a contingency percentage.

Finger & Fraser, P.A. represents many Regimes, Property Associations and Homeowner’s Associations, and endeavors to collect past due assessments and fees quickly and cost efficiently. We utilize collection letters, liens and foreclosure suits to protect Association client’s interest, while at the same time showing the utmost respect and courtesy to the debtor/owner. We also assist Association clients in structuring various workout agreements to achieve collections with minimal legal proceedings. The Firm’s goal is, as always, to achieve the client’s collection quickly and cost efficiently.

Finger & Fraser, P.A. provides simple collection letters for the Creditor client who simply needs the help of the occasional Attorney letter to augment their in-house collection process.

Finger & Fraser, P.A. utilizes the protection available through the South Caroling Mechanic’s Lien Statute to assist clients in securing their interest in real property. We also counsel Creditor clients about the many inherent risks associated with improperly filed liens on property.

As a part of the required perfection of the Mechanic’s Lien, Finger & Fraser, P.A. file suits for foreclosure on the real property secured by a Creditor’s Mechanic’s Lien.

Finger & Fraser, P.A. files foreclosure suits to assist Creditor/Lender clients in recovering funds secured by real property.

Finger & Fraser, P.A. assists Creditor/Lender clients in various forms of workout or forbearance agreements which allow the debtor an opportunity to bring current a debt while providing protection to the client.

Finger & Fraser, P.A. assists clients is creating enforceable credit relation documents in an effort to strengthen the collection process from the foundation up.

Finger & Fraser, P.A. provides credit relation seminars for its Creditor/Lender clients to assist in a greater knowledge and understanding of credit relations legalities and procedures.

Finger & Fraser, P.A. assists Creditor/Lender clients in preparation and review of settlement and release agreements at the conclusion of collection or disputed matter.